CONTACT CREDIT UNION FOR RATES 
AS THEY ARE CHANGING DAILY!

  Rates Effective December 01, 2011

 * APY= Annual Percentage Yield

Rates subject to change without notice.
Rate = Dividend Rate
Must maintain a minimum $1,000 balance to earn APY.
  There is a penalty for early withdrawal.

Certificate of Deposit Rates
   RATES SUBJECT TO CHANGE WITHOUT NOTICE

*Effective December 01, 2010 

Certificate Term	Minimum	Dividend Rate	APY*
6 month	$1000.00	0.30	0.30
12 month	$1000.00	0.50	0.50
18 month	$1000.00	0.75	0.75
24 month	$1000.00	1.00	1.01
36 month	$1000.00	1.20	1.21
48 month	$1000.00	1.30	1.31
60 month	$1000.00	1.65	1.66

 *APY=Annual Percentage Yield

Loan Rates

*Effective December 01, 2010 

Loans	Rate*
New Car/Boat /Motorcycle/RV	2.99-18.00%
Used Car/Boat/Motorcycle/RV	5.50-18.00%
Other titled collateral (individual credit)	6.99-18.00%
Personal Advances (Signature)	7.99-18.00%
Mastercard	9.9
Share Secured Loans	4.75-5.25%
Certificate Secured Loans	3.25% above earned rate
Home Equity	6.45-13.00%
Line of Credit	12.00%

*Rates subject to change without notice.