CONTACT CREDIT UNION FOR RATES
AS THEY ARE CHANGING DAILY!
Rates Effective July 17, 2008
|
Savings
|
Minimum Balance
|
Dividend Rate
|
APY*
|
| Regular Share Account< 0 -$100 |
$20.00 |
0% |
0% |
| Regular Share Account <9,999.99 |
$100.00
|
0.75%
|
0.75%
|
| Regular Share Account >10,000 |
$10,000
|
1.25%
|
1.26%
|
| Regular Share Account >25,000-49,999.99 |
$25,000
|
1.35%
|
1.36%
|
| Regular Share Account >50,000-74,999.99 |
$50,000
|
1.75%
|
1.76%
|
| Regular Share Account >75,000+ |
$75,000
|
2.00%
|
2.02%
|
| IRA Accounts <25,000 |
$20,000
|
2.00%
|
2.02%
|
| IRA Accounts>25,000.01-50,000 |
$25,000.01
|
2.50%
|
2.52%
|
| IRA Accounts>50,000.01 |
$50,000.01
|
3.00%
|
3.03%
|
| Christmas Club |
$20.00
|
1.00%
|
1.00%
|
| Minor Accounts |
$20.00
|
1.00%
|
1.00%
|
|
Special Savings
|
$20.00
|
1.00%
|
1.00%
|
| Regular Checking |
$100.00
|
.25%
|
.25%
|
| Legacy Checking |
$1500.00
|
.25%
|
.25%
|
| Money Market $100-2,499.99 |
$2500.00
|
0.75%
|
0.75%
|
| Money Market $2500-9,999.99 |
$2500.00
|
1 .25%
|
1.26%
|
| Money Market $10,000-24,999.99 |
$2500.00
|
1 .75%
|
1.76%
|
| Money Market $25,000-49,999.99 |
$2500.00
|
2.00%
|
2.02%
|
| Money Market > $50,000 |
$2500.00
|
2 .25%
|
2.26%
|
* APY= Annual Percentage Yield
Rates subject to change without notice.
Rate = Dividend Rate
Must maintain a minimum $1,000 balance to earn APY.
There is a penalty for early withdrawal.
Certificate of Deposit Rates
RATES SUBJECT TO CHANGE WITHOUT NOTICE
*Effective July 17,2008
|
Certificate Term
|
Minimum
|
Dividend Rate
|
APY*
|
|
6 month
|
$1000.00
|
2.99%
|
3.01%
|
|
12 month
|
$1000.00
|
3.30%
|
3.34%
|
|
18 month
|
$1000.00
|
3.25%
|
3.29%
|
|
24 month
|
$1000.00
|
3.25%
|
3.29%
|
|
36 month
|
$1000.00
|
3.25%
|
3.29%
|
|
48 month
|
$1000.00
|
3.25%
|
3.29%
|
|
60 month
|
$1000.00
|
3.25%
|
3.29%
|
|
48 month IRA Certificate
|
$5000.00
|
3.25%
|
3.29%
|
|
60 month IRA Certificate
|
$5000.00
|
3.25%
|
3.29%
|
|
48 month IRA Certificate
|
$95,000.00
|
3.25%
|
3.29%
|
|
60 month IRA Certificate
|
$95,000.00
|
3.25%
|
3.29%
|
*APY=Annual Percentage Yield
Loan Rates
*Effective May 21,2008
|
Loans
|
Rate*
|
| New Car/Boat /Motorcycle/RV |
5.40%-18.00%
|
| Used Car/Boat/Motorcycle/RV |
5.40%-18.00%
|
| Other titled collateral (individual credit) |
9.00%-18.00%
|
| Personal Advances (Signature) |
9.99%-18.00%
|
| Mastercard |
9.9%
|
| Share Secured Loans |
6.75%
|
| Certificate Secured Loans |
3.25% above earned rate
|
| Home Equity |
7.50%-13.00%
|
| Line of Credit |
12.00%
|
*Rates subject to change without notice. |
